AIDF Account Options

The AIDF offers a wide range of products tailored to suit most investors.

Benefits of an AIDF Account

You will earn a good return from a choice of savings and investment products paying competitive market rates.
Call Account interest is calculated daily and paid six-monthly, in March and September and for Term Deposits, at maturity or more frequently depending on the product chosen.
AIDF accounts attract no fees. However, any costs for items such as stopped or dishonoured cheques charged to us will be passed on to customers' accounts.
AIDF accounts are exempt from Deeming provisions, which means that pensioners pay tax only on the actual interest earned, not the deemed amount.
The AIDF issues free cheques to customers to pay household and other bills.
With an AIDF account you will be provided with a Statement as a record of your account transactions each six months (July and January).
The AIDF adopts ethical standards for investment of depositors funds.
Your investment promotes Christian activity and also helps the Diocese grow.

AIDF Call Accounts

Save for your goals with an AIDF Call savings account where you can earn a very competitive interest rate and have immediate access to your funds when you need them

Account Balances	Up to $4,999	$5,000 to $19,999	$20,000 to $49,999	$50,000 to $99,999	Over $100,000
Interest Rate	1.25%	1.25%	1.50%*	2.25%*	2.50%*

* As at 17 May 2013

AIDF Online Community Saver Accounts

An AIDF Online Community Saver account provides you with annual statements, a highly attractive at call interest rate, whilst also supporting your local community.

Interest Rate

3.75%p.a

*Calculated daily paid monthly as at 1 July

0.75%p.a

* Calculated daily donated annually to nominated Parish account as at 1 July

*Accounts are not available for Anglican entities

*Online Transactions only - No Cheques

AIDF Term Deposits

An AIDF Term Deposit allows you to select the most appropriate term and rate that suits your investment needs. Interest is fixed for the term, calculated daily and paid on maturity of your deposit, or, six-monthly for terms of more than one year.

Term	$5,000-$19,999	$20,000-$49,999	$50,000-$100,000
3 to 11 months	3.25%	3.95%	4.00%
1 year	3.50%	4.00%	4.10%
2 years	3.75%	4.10%	4.20%
3 years	4.00%	4.20%	4.25%

* As at 17 May 2013

PLEASE NOTE :
- Please contact our office for the latest rates

Invest now with the Anglican Investment & Development Fund for a great return, knowing that you are also supporting the mission and ministry of the Diocese.

Advice to Investors

Investment in the AIDF is designed for investors who wish to assist the Church in its work and for whom consideration of profit is not of primary relevance.

The operation of the AIDF is not subject to the usual prospectus and trust deed requirements of the law pursuant to an exemption issued by the Australian Securities and Investment Commission.

The AIDF is required to lodge annual audited financial statements with the Commission but has not been examined nor approved by the Commission.

Deposits with the AIDF are not secured but the Anglican Diocese of Canberra and Goulburn guarantees repayment of monies on demand.

The majority of depositors' funds are invested in loans to schools, for parish buildings, clergy housing and Anglican welfare projects.

Surplus liquidity from time to time may be invested in trustee investments, bank accepted bills, shares and unsecured convertible notes of companies listed on the Stock Exchange, first charge debentures in companies, and other securities for the time being approved by Bishop-In-Council.

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